As we are aware, there is no regulatory rule in Australia that explicitly says that a financial services firm that does not offer ‘personal financial advice’ should not be called a robo advisor. However, we at QuietGrowth are (more…)

Robo advice, digital advice and automated advice are the same, as per the Australian regulatory authority ASIC. These terms refer to the service of providing financial advice using algorithms and technology and (more…)

A startup can be a public company or a private company. It is not common for an early-stage startup to be a public company, though there are a large number of early-stage and late-stage startups that have gone public in various stock exchanges across the world. (more…)

Every person needs a decent-quality financial adviser, if not a high-quality financial adviser. The question is: “does the fees that I have to pay to avail the services of a financial adviser is justified for the amount of wealth that I own?”

It takes a lot of effort to become skilled in the field of investing. If you are investing your hard-earned money, then you better be good at it! You would need to do the following:

You have seen, heard and watched friends, family and associates make great returns on their money in the share and property markets while you have sat there holding cash. You’re disappointed with yourself and your tolerance for cash is wearing thin.

If the categorisation of a firm as a robo-adviser is correct, then it should be able to give personal financial advice. (more…)

Fintech means financial technology, the combination of finance and technology. Over the last one decade, a large number of fintech firms have emerged.