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If you are considering to start trading stocks with a short-term horizon, instead of investing in stocks or other instruments for the long-term, then you should trade in stocks using the money in your ‘discretionary fund’.
A startup can be a public company or a private company. It is not common for an early-stage startup to be a public company, though there are a large number of early-stage and late-stage startups that have gone public in various stock exchanges across the world.
Every person needs a decent-quality financial adviser, if not a high-quality financial adviser. The question is: “does the fees that I have to pay to avail the services of a financial adviser is justified for the amount of wealth that I own?”
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