Person 1: I am a master! I can predict the markets!
Person 2: Oh, is it? Tell me which asset class will give the best risk-adjusted return in coming 10 years?
Person 1: Errr…
Person 2: Is it Australian shares, or International developed market shares, or international emerging market shares?
Person 1: Errr… Hmm..
Person 2: Is it dividend shares, or bonds, or natural resources such as gold?
Person 1: Errr… I am feeling tired. I will go home!