Person 1: Hi mate! I just took a personal loan for high interest rate. I am excited to invest in cryptocurrencies. Some of my friends have made lot of money doing that!
Person 2: Oh no! It is a high-risk bet on the concept of future. Similar to a bet on a venture. How comfortable are you to lose all your money?
Person 1: Of course, I cannot afford to lose any money. I will be miserable if the prices fall. I have to repay the loan.
Person 2: Do not get tempted to become rich quickly by high-risk investing. Never take a loan to invest in cryptocurrencies, mate! Never!