Invest in peer-to-peer lending with your play-money only

Person 1: Should I invest in peer-to-peer to lending?

Person 2: You can consider investing in this risky asset class from the play-money set aside for such activities. Make sure that the P2P lending platform has a sufficient provision fund.

Person 1: Thanks. What other safeguards do I need to take care?

Person 2: Make sure you understand all the risks involved. Hope you enjoy returns commensurate with the investment risks involved.