Should I invest in a portfolio or in a fund?

We at QuietGrowth believe that your investment choice should be personalised to your risk profile, risk-optimised for long term returns, highly diversified, and should take your Personal Circumstances into consideration. A QuietGrowth managed account portfolio has these characteristics, unlike a managed fund that may not be well-diversified nor optimised to your risk profile. Hence, investing in a managed account with a well-diversified portfolio could be more beneficial than investing in a single fund in the long term.

How will you kick your finances into gear this International Women’s Day?

Kick Your Finances into Gear this International Women’s Day

On March 8th, women all around the world will be celebrating International Women’s Day and this year’s theme is “Press for Progress.” The day is a call to action for everyone to get involved with working toward social, political and financial gender parity, whether it’s by joining a global movement, or making changes in your own life.

Should we worry about the Shiller PE Ratio?

Shiller PE Ratio

The rise in global equity prices in recent years has led to continued concerns over valuation levels. One indicator that appears to cause endless nervousness is the so-called “Shiller” PE ratio, which considers US stock prices relative to the rolling 10-year average level of earnings. As this note demonstrates, however, the Shiller PE ratio has proven to be a poor short-run market timing tool. And while it has proven to be a reasonable guide for likely longer-run returns in the past, allowance today needs to be made for the large structural decline in interest rates.

Left in the dirt: What’s driving our sharemarket performance?

Left in the dirt: What’s driving our sharemarket performance?

The Australian sharemarket has struggled to match the performance of global peers in recent years. While a number of theories have been put forward to explain our relatively poor returns, this note suggests two factors tend to dominate: trends in export commodity prices and the health of the global technology sector. On this basis, it seems likely our market could struggle against global peers for some time yet.

Steady as she goes: what’s driving the Australian economy?

what’s driving the Australian economy?

Despite sluggish overall growth reported in the National Accounts, a range of more partial indicators suggest the Australian economy is enjoying reasonable – though not robust – growth from a diversified range of sources. Continued moderate growth and low inflation appear the most likely outcome over the coming year, which would be consistent with steady local interest rates and a focus on income over growth opportunities in the Australian equity market.